Divorce

Some Preperation For A Divorce.

1. You should open a savings and a checking account.  One this will help you start saving and if there is any money of yours in the joint account, it can easily be transferred when the time is right through the separation or divorce.
2. If you do not have credit of your own, then you need to apply for such things as credit cards, this allows you to have some credit providers, after the separation or divorce.
3.  It is also important to look into seeing a therapist or counselor.  You can also choose a family member or a friend at least.  You will need someone to turn to.  Also be honest about your marital problems, and why you want a divorce…..would getting a counselor for both of you, help save anything?
4. You should at this time also collect an extra copy of certain things to have when you divorce; to show your lawyer.  These should include, deeds, employee benefit info, debt records, tax returns, bank account records, mortgages, investment records etc…..Please put these outside of your home, even with a friend or family, while you still have access to it before the divorce.
5. If you do not have a job or any type of employment, this is the time to do so.
6. Health insurance is important, if you do not have any health benefits of your own, this is also a time to do so.  If your spouse does have insurance, you can ask to have coverage until the divorce is final. 
7. Another is to also make copies of any prenuptial agreements, property shared, and any other agreements and also put these in a safe place outside the home.  With this information a safe deposit box would be a good idea, and again make sure it is in your name.